Loan Products
Programs for today's Borrowers
Lease to Own Program
Common notes across all products
Lease to Own Program
Conventional Loans
FHA Loans
VA Loans
Investor Loans
Commercial Loans (Call office for application)
Common notes across all products
DreamBuilder Loans
- DreamBuilder Loan
- The DreamBuilder Loan is a breakthrough mortgage solution designed for real people with real‑life challenges. Built for buyers who have been denied, overlooked, or underserved by traditional lenders,
- Down Payment Assistance Program
- Omega Gold's DPA HIGHLIGHTS – 30 YR. FIXED
• FHA Primary Purchase: Maximum 96.5% LTV No Max CLTV
FICO: 580
AUS: Approved/Eligible - DU/LP
Units: 1-2
• USDA Primary Purchase: Maximum 100% LTV No M
- Lease to Own
- About our lease‑to‑own program and how it works
Structure: The FHA purchase is made by an Instrumentality of Government (IOG) borrower while the occupant (the OGDG Customer) holds equitable title unde
- FHA
- FHA Loans
What they are: Government-insured loans through the Federal Housing Administration designed to expand access for lower down payments and more flexible credit.
Ideal for: First-time buyers,
- Conventional Loans
- Conventional Loans
What they are: Standard mortgage products that conform to Fannie Mae and Freddie Mac underwriting and loan limits.
Ideal for: Borrowers with steady income, solid credit scores, an
- VA
- VA Loans
What they are: Mortgage loans guaranteed by the U.S. Department of Veterans Affairs offering favorable terms to eligible veterans, active-duty service members, and certain surviving spouses.
- DSCR Loans
- DSCR Loan — Flexible. Scalable. Ready When You Are.
Key features
Rates: starting from 6.00%
Max financing: up to 80% LTV for purchase or refinance
Cash-out refinance: up to 75% LTV
Property eligibilit
- Commercial Loans
- Commercial Loans (Call Office for Application)
What they are
Customized financing for non-residential properties, mixed-use deals, multi-family above 4 units, construction, bridge, and redevelopment